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24Feb

Mortgage Banking Officer

MidWestOne Bank, Dubuque, IA

This listing has expired

Is responsible for the production and solicitation of a wide variety of residential real estate loans, working on a low base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Bank's profit projections through individual and department goals and strategies. Additionally, responsible for cross-sales and / or referrals of all bank products and services.

  • Interviews applicants concerning their mortgage loan needs and desires.      
  • Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines
  • Submits loans and subsequent information as needed to process for review and approval by residential mortgage underwriter.
  • Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio.
  • Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to mortgage services.
  • Ensures that approved loans are closed following required procedures and that the documentation is complete.
  • Calls on realtors and other sources of new business to increase referrals, build strategic partners and to promote the Bank and thereby enhance overall banking relationships.

Associate degree (A. A.) or equivalent from two-year College preferred or equivalent combination of education and experience. 3-5 years mortgage lending experience required. Must possess excellent communication skills; prioritize work demands effectively.  Bilingual abilities are a plus. Knowledge of overall bank operations is desirable.

Will be required to register with the NMLS and submit to a criminal background check.

This listing has expired

Job Details

ID 764369
Location
Dubuque, IA
Positions 1
Type
Employee
Status
Full and Part Time
Pay --
Categories
Banking/Mortgage/Financial Services
EMSI Skills Communications
Customer Service
Loans
Mortgage Loans
Multilingualism
Operations
Prioritization
Real Estate
Sales
Underwriting
Shifts
First Shift
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Retirement Plan
Paid Vacation
Paid Holidays

Preferred Candidates

Years of Experience 2-5 Years
Education Associates

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